If you’re a paypal user, you know that there are 3 types of accounts that you can choose from, personal, premier and business. With personal accounts, you can accept payments from other paypal users using their paypal funds without fees but cannot receive payments funded by credit or debit cards as well Buyer Credit for eBay or eBay Express transactions without upgrading to Premier or Business accounts while both Premier and Business accounts have the luxury to do all of it but with fees. Every paypal user is allowed to have two paypal accounts, one personal and one premier or business.

I have two accounts in paypal, one personal and one premier. Yesterday, I was forced to upgrade my personal paypal account after someone paid me with a credit card funded paypal. I had a mistake adding my personal paypal account as the receiver for payments coming from my health directory instead of my premier account.

To avoid the problem of being penalized for having two premier paypal accounts, I immediately find my way to downgrade back to personal paypal account. Here’s what I did:

1. Log in to your paypal account
2. Click the “Contact Us” link at the bottom of the page
3. Under “Email Us” click “Send us a question by email”
4. Under “Choose A Topic” select “My Account”
5. Under “Choose A Subtopic” select “Changing/Updating Account Information”
6. In the area which says, “Summarize your question in one sentence.” put “I would like to downgrade my paypal account back to personal, thank you!”
   
7. Fill in additional information in the next window, say reasons like, “I just wanted to try the premier account but I think personal is better for me so I’d like to downgrade my account.”
8. Wait for around 48-72 hours and you’ll get your personal account status back again.

If you don’t have a paypal account yet, click here to sign up now or visit the banner below.